Last revision: January 15th, 2018
The types of personal information we collect and share depend on the service that we provide to you but includes information by which you may be personally identified, such as name, address, email address, telephone number, date of birth, bank account information, and social security number (collectively, “personal information”). The collection of this information is necessary to provide the functionality of the Website and/or to comply with applicable laws and regulations related to the Website’s product offerings.
We also gather automatic information such as your IP address, statistics on page views and traffic, and other information collected through cookies and other tracking technologies. We may also use third party analytics tools to help optimize our service, but no personally identifiable information is collected about you unless you explicitly submit that information via our fill in forms. We may keep records and copies of all correspondence if you contact us. We may keep details of transactions you carry out through the Website.
We use information that we collect about you or that you provide us to present the Website and its contents to you, for the following purposes:
We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.
Worthy works with (among others) providers of hosting services for the Site, electronic signature providers, and electronic payment service providers. We may engage third parties to help us carry out certain other internal functions such as account processing, funds transfer, client services, or other data collection relevant to our business. Examples of third parties might include those that perform data processing, reporting, tax documentation, custody or escrow services. Information is shared with these third parties only to the extent necessary for us to process the transactions you initiate or perform other specific services. Our partners are legally required to keep your information private and secure.
We may share your information with law enforcement or other government agencies as required by law or for the purposes of limiting fraud. We reserve the right to disclose your personally identifiable information when we believe that disclosure is necessary to protect our rights or to comply with a judicial proceeding, court order or legal process. We further reserve the right to disclose any of your personal information that we believe, in good faith, appropriate or necessary to take precautions against liability, to investigate and defend against any third-party claims or allegations, to assist government enforcement agencies, to protect the security or integrity of the Site or our services, or to protect the rights, property or personal safety of Worthy, its users, issuers, or others.
We may also share your information with a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us about our Website users is among the assets transferred. Should this situation arise, we will notify you in advance and give you a chance to continue or close your account.
We may employ other companies to perform functions on our behalf, such as maintaining the Website, providing services related to the Site, collecting information, responding to and sending electronic mail, or other functions necessary to our business.
We will share with our Service Providers only that information necessary for them to perform their functions according to their respective Privacy Policies, and we require them to commit to use your Personally Identifiable Information in accordance with their respective privacy policies.
In consideration of your use of the Site, you agree to (a) provide accurate, current, and complete information as may be prompted by any registration forms on the Site ("Registration Data"); (b) maintain the security of your password and identification; (c) maintain and promptly update the Registration Data, and any other information you provide to Worthy, to keep it accurate, current, and complete; and (d) be fully responsible for all use of your account and for any actions that take place using your account.
We have put in place security systems designed to prevent unauthorized access to or disclosure of Personally Identifiable Information, and we take all reasonable steps to secure and safeguard this Information, including:
• Our Site's password-protected section requires users to give us unique identifiers such as their email address;
• We employ a secure channel, using Secure Sockets Layer encryption, the standard for secure Internet network connections, to protect information exchanged over the Internet between your web browser and our servers;
• We encrypt your Social Security Number at-rest, so it will be inaccessible in the unlikely event of a data breach;
• We provide access to our databases containing Personally Identifiable Information on a need-to-know basis only; and
• We use automated tools to monitor network traffic to identify unauthorized attempts to upload information, change information, or otherwise seek to gain unauthorized access to our systems.
Unfortunately, the transmission of information via the internet is not completely secure. Although we employ commercially reasonable, industry-standard methods to protect your personal information, we cannot guarantee the security of your personal information transmitted to the Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.
We aim to provide you with choices regarding the personal information you provide to us. Users of our Site may therefore opt out of some communications from our Site.
We have created mechanisms to provide you with the following control over your information:
Under California's "Shine the Light" law (SB 27), codified at Section 1798.83 of the Civil Code, California residents have the right to receive, once a year, information about third parties with whom we have shared information about you for their marketing purposes during the previous calendar year, and a description of the categories of personal information shared. To make such a request, please send an e-mail to us at firstname.lastname@example.org including the phrase "California Privacy Request" in the subject line, and provide us with your name, address, and e-mail address. We will respond to you within thirty days of receiving such a request.
Due to federal law (as reflected in the Children's Online Privacy Protection Act), WE DO NOT ALLOW INDIVIDUALS WHO WE KNOW ARE UNDER 18 TO PARTICIPATE IN OUR SITE OR SERVICES. YOU MUST BE AT LEAST 18 YEARS OLD TO USE OUR SITE AND SERVICES. Please understand that we cannot necessarily tell if a user is providing us with his or her true age.