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You're Worthy of a Better Return

Earn 5% interest on $10 Worthy Bond purchases while supporting your fellow humans.

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Welcome to a fairer, more human face of finance

It’s time for a change.

Worthy helps you save and grow your money — and do it in a way that better aligns with your values and lifestyle.

Proceeds from your purchase of Worthy's 5% fixed interest bonds are used to help fuel American small businesses. Imagine that — putting your money to work by supporting your fellow humans.

SEE HOW IT WORKS⇩ READ MORE

Introducing

Worthy Bonds

Fixed 5% interest

Minimum investment
only $10.00

Interest credited daily

36-month term
(can cash in anytime)

Open to all U.S. investors

Portfolio diversifier

Ready to start earning 5% interest?

Risk Profile of the Loans We Make

Types of lending

At Worthy, we only make the worthiest loans with our bond proceeds

Worthy Bonds Risk Profile

Worthy Peer Capital invests all bond sale proceeds into fully secured, asset-backed small business loans.

This provides solid returns and a lower risk profile than traditional secured loans and other investment instruments.


Skip the bank

and strengthen our communities by supporting each other

Invest in a peer powered portfolio

Finance, democratized

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Get access to opportunities previously reserved for accredited investors.

Worthy allows anyone and everyone to take advantage of higher returns, thanks to Reg A+.

By purchasing Worthy bonds, you also contribute to healthier small business communities.

Solid returns, anytime

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Skip the bank and earn 5% yearly interest.

Worthy Bonds are $10.00 fixed interest bonds that fund loans for creditworthy American businesses.

The bonds are 36 month term but you can withdraw your money at any time*.

Diversify on your own terms

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Grow your money in a way that better aligns with your values and lifestyle.

Funds raised from Worthy Bonds are used to help fuel American small businesses via asset-based loans.

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You have questions

That's okay.

Finance is complicated, but we're doing our best to make it more accessible. Here are some answers.

What are Worthy Peer Capital Bonds?

Securities and Exchange Commission (SEC) registered, 36-month, 5% interest bearing obligations of Worthy Peer Capital, Inc.

Can anyone buy them?

Yes, the Bonds can be purchased by accredited and non-accredited U.S. investors. You must be over 18 to buy bonds.

How many bonds can I buy?

Unlimited for accredited investors ($100,000 limit on online purchases) and up to 10% of an individual’s annual income or net worth for non-accredited investors.

When do I get my money back?

Bonds are 36-month term, but can be cashed out at any time without penalty.*
After all, we’re trying to help you grow your money, not take it!

Welcome to a fairer, more human side of finance

Buy Worthy Bonds