You're Worthy of a Better Return

Earn 5% interest on $10 Worthy Bond purchases while supporting your fellow humans.


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Welcome to a fairer, more human face of finance

It’s time for a change.

Worthy helps you save and grow your money — and do it in a way that better aligns with your values and lifestyle.

Proceeds from your purchase of Worthy's 5% fixed interest bonds are used to help fuel American small businesses. Imagine that — putting your money to work by supporting your fellow humans.



Worthy Bonds

Fixed 5% interest

Minimum investment
only $10.00

Interest credited daily

36-month term
(can cash in anytime)

Open to all U.S. investors

Portfolio diversifier

Slide to see how your investment can grow in front of your eyes

I want to start earning 5% today
Interest Earned in 12 Months


Investment amount

Years invested

Risk Profile of the Loans We Make

Types of lending

At Worthy, we only make the worthiest loans with our bond proceeds

Worthy Bonds Risk Profile

Worthy Peer Capital, a Worthy Financial company, invests bond sale proceeds into secured, asset-backed small business loans and into other public and private investments, including real estate.

Skip the bank

and strengthen our communities by supporting each other

Invest in a peer powered portfolio

Finance, democratized


Get access to opportunities previously reserved for accredited investors.

Worthy allows anyone and everyone to take advantage of higher returns, thanks to Reg A+.

By purchasing Worthy bonds, you also contribute to healthier small business communities.

Solid returns, anytime


Skip the bank and earn 5% yearly interest.

Worthy Bonds are $10.00 fixed interest bonds that fund loans for creditworthy American businesses.

The bonds are 36 month term but you can withdraw your money at any time*.

Diversify on your own terms


Grow your money in a way that better aligns with your values and lifestyle.

Funds raised from Worthy Bonds are used to help fuel American small businesses via asset-based loans.

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You have questions

That's okay.

Finance is complicated, but we're doing our best to make it more accessible. Here are some answers.

What are Worthy Peer Capital Bonds?

Securities and Exchange Commission (SEC) qualified, 36-month, 5% interest bearing obligations of Worthy Peer Capital, a Worthy Financial company.

Can anyone buy them?

Yes, the Bonds can be purchased by accredited and non-accredited U.S. investors. You must be over 18 to buy bonds.

How many bonds can I buy?

Unlimited for accredited investors ($100,000 limit on online purchases) and up to 10% of an individual’s annual income or net worth for non-accredited investors.

When do I get my money back?

Bonds are 36-month term, but can be cashed out at any time without penalty.*
After all, we’re trying to help you grow your money, not take it!

Welcome to a fairer, more human side of finance

Buy Worthy Bonds