Let's face it, saving money is hard, and investing it is complicated.
With so many complicated and expensive investment options, getting a decent return is difficult. But... what if you could create a financial future aligned with your values and lifestyle?
That's what Worthy will help you do.
Worthy is the only platform that allows you to invest as low as $10 and earn 5% interest without having to pay any fees.
We use the bond proceeds to offer secured loans to growing American businesses. Imagine that — putting your money to work by supporting your fellow humans. Ready to get started?Yes, I am Worthy!
Worthy Peer Capital II, a Worthy Financial company, invests bond sale proceeds into secured, asset-backed small business loans and into other public and private investments, including real estate.Click here to open a free worthy account
For as low as $10 you can invest today and start earning 5% interest, all without having to worry about paying any fees. Creating the financial future you desire is simple, because you are Worthy.Yes, I want to invest!
and strengthen our communities by supporting each other
Get access to opportunities previously reserved for accredited investors.
Worthy allows anyone and everyone to take advantage of higher returns, thanks to Reg A+.
By purchasing Worthy bonds, you also contribute to healthier small business communities.
Skip the bank and earn 5% yearly interest.
Worthy Bonds are $10.00 fixed interest bonds that fund loans for creditworthy American businesses.
The bonds are 36 month term but you can withdraw your money at any time*.
Grow your money in a way that better aligns with your values and lifestyle.
Funds raised from Worthy Bonds are used to help fuel American small businesses via asset-based loans.
It’s time for a change.
Worthy helps you save and grow your money — and do it in a way that better aligns with your values and lifestyle.
Proceeds from your purchase of Worthy's 5% fixed interest bonds are used to help fuel American small businesses. Imagine that — putting your money to work by supporting your fellow humans.
Securities and Exchange Commission (SEC) registered, 36-month, 5% interest-bearing obligations of Worthy Peer Capital, Inc.
Yes, the Bonds can be purchased by accredited and non-accredited U.S. investors. You must be over 18 to buy bonds.
Unlimited for accredited investors ($100,000 limit on online purchases) and up to 10% of an individual’s annual income or net worth for non-accredited investors.
Bonds are 36-month term, but can be cashed out at any time without penalty.*
After all, we’re trying to help you grow your money, not take it!
You can take out your money at any time, including the interest with no penalties or fees at all. Just click on the "Withdrawal" button on our app and that's it.
The bonds pay 5% simple (annual) interest but if you engage our automatic reinvestment of interest feature, then every time you earn $10 in interest it buys a new 5% bond so at that point you are earning compound interest (interest on your interest).
Absolutely nothing. Worthy Bonds are not correlated to market conditions. Even when stocks or other investments go down, Worthy Bonds stay strong giving you 5% returns.