Looking for a more powerful way to save?

Earn a fixed _xx% APY with as little as $10 with no fees or penalties. 

Get Started!

Unlike typical savings accounts*, Worthy offers a stronger way to grow your wealth without fees or penalties. Our bonds are easy to purchase online and redeemable at any time. Earn more with Worthy Bonds. 

Invest Anytime, Anywhere

 

  • Bonds are only $10 each
  • Earn a fixed _xx% APY**
  • Interest is compounded daily
  • No minimum balances or maturity date
  • Funds available anytime without fees or penalties
  • Not subject to Wall Street volatility
  • Round-up and recurring purchases available
  • Bonds can be given as gifts

You can use Worthy's site or app to invest and manage your funds.

*Worthy is not a bank and investments in Worthy bonds are not bank deposits. They are not insured by the FDIC. Investing in Worthy bonds involves risk of loss. You should always carefully consider investments in any security and you should be comfortable with your understanding of the investment and its risks. For more information on risks related to investments in our securities, please see our filings with the Securities and Exchange Commission.

**_xx% APY Rate Available Until _expdate

5 stars
A No-Brainer for High-Yield Savings

Worthy is a no-brainer with the rates of return they offer. If you need a relatively secure alternative to your bank's savings account, Worthy is the first place I'd put my money to grow over a longer period.

A.M. From TrustPilot, February 2024

 

5 stars
Great Fixed Income Option

The rates offered makes Worthy an attractive option for a fixed income option within your portfolio. Access to all or a portion of your funds, without penalties, makes this very attractive to young investors concerned about locking up their savings for months or years.

K.N. From TrustPilot, July 2023

What are bonds and how can they help me invest and save?  |  See how much you can earn over time

See How Much You Can Earn!

Initial investment

Initial investment

Whether it's $10, $1,000 or more, choose your initial investment to get started.

Length

Length

Watch our 7% APY interest go to work for you by choosing a length of time to hold your investment.

Earnings Planner

$100
  • $10
  • $5000
$10
  • $0
  • $500
3 years
  • 1 year
  • 10 years
Average $20 in purchased bonds per month.

Your total value

$0

Auto purchase

Auto purchase

Take investing off your to do list. Schedule how much and how often you want to purchase bonds and let us do the rest!

Roundups

Roundups

Make the most of your "spare change." We can round-up your everyday purchases to the next whole dollar and automatically invest this “spare change” in a $10 bond.